Remote Deposit Capture

Remote Deposit Capture (RDC) is an innovative payment solution that allows you to make deposits electronically when it is convenient for you, without ever leaving your office. Simply scan the checks you receive through the RDC scanner and transmit the deposit using a secure web connection. The funds are available to you on the second business day, and they are guaranteed!

Instead of mailing or bringing your deposits to the bank, use Remote Deposit Capture! Simply scan your check using your point of sale equipment and submit your transaction.

All checks are eligible to be deposited using RDC as long as they are a U.S. check and have a fully encoded MICR line (the numbers and symbols at the bottom of the check: they include the routing number, account number and serial/check number).

No, RDC places a virtual endorsement on the image of the check.

When a check is scanned using Remote Deposit Capture, images of the front and back of the check are taken. These images will be sent as an Image Replacement Document (or Check 21 transaction) and will be processed as if it were a paper item brought in to the bank.

After a check has been scanned, the images are available to you online via our reporting tools.

Virtually eliminate the risk of a returned check by using our Guarantee feature!