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process chip-enabled credit cards for greater security

EMV Credit Card Processing


By using EMV-enabled terminals that accept Chip and PIN cards, merchants can avoid liability for disputed or fraudulent card transactions.


EMV (Europay, Mastercard and Visa)


EMV is a fraud-reducing technology designed to protect issuers, merchants and consumers alike against the losses that can be incurred from counterfeit, lost or stolen cards at the point of sale. This chip technology adds layers of security against fraud while being virtually impossible to duplicate.

Hand pointing to numbers on a POS terminal with a VISA card inserted for payment
Hand inserting a card into a POS terminal for payment

Reduce fraud


Making the switch to an EMV credit card processing device will reduce your liability for fraud cases. Prior to EMV, credit card issuers were responsible for any funds stolen when a fraudulent transaction was approved. Now, whichever party is least compliant with the new EMV system owns the liability. So, mitigate your liability exposure by transitioning to UTA’s EMV solution.

Benefits


Reduce credit card processing fees
Reduce credit card processing fees
Reduce compliance exposure
Reduce compliance exposure
Apply a surcharge fee to all credit card payments
Apply a surcharge fee to all credit card payments
UTA/Worldpay provides superior card network compliance
UTA/Worldpay provides superior card network compliance
Compliant surcharge solution will calculate and apply the fee automatically
Compliant surcharge solution will calculate and apply the fee automatically
Card validation occurs at the point of card entry only qualified payments are surcharged
Card validation occurs at the point of card entry-only qualified payments are surcharged
Only surcharge credit cards and not debit cards
Only surcharge credit cards and not debit cards
No software to purchase
No software to purchase
Real time reporting online - 24/7
Real time reporting online - 24/7
Frequently Asked Questions

Find answers to commonly asked Credit Card EMV questions.


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Check Guarantee

Eliminates the risk of fraudulent checks and collection headaches.

Credit Card

Providing innovation and technology that optimizes your credit card acceptance program.

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Scan your checks for instant bank deposits, with no returns.

Mobile Deposit

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